Pricing

Three plans. Clear allowances.

From $149/mo, each tier bundles a monthly allowance of AI calls, SMS, manual dials, emails and numbers. Overage is off unless you turn it on.

Pricing

Three plans. No contracts.

Each tier bundles a monthly allowance of AI calls, SMS, manual dials, emails and phone numbers. Go past it and overage bills at published rates — off by default. No per-seat charges.

Starter

$149/mo

billed monthly

A2P registration $61 one time, then $10/mo carrier fee

For the solo producer running their own book.

  • AI voice calls1,700 / mo
  • SMS segments5,000 / mo
  • Manual dial calls500 / mo
  • Emails5,000 / mo
  • Phone numbers3 AI + 2 manual
  • Full AI voice + SMS
  • CRM, pipeline & compliance
  • One Line Dialer

Pro

$369/mo

billed monthly

A2P registration $61 one time, then $10/mo carrier fee

For the full-time closer dialing every day.

  • AI voice calls4,200 / mo
  • SMS segments10,000 / mo
  • Manual dial calls10,000 / mo
  • Emails10,000 / mo
  • Phone numbers5 AI + 5 manual
  • Everything in Starter
  • Power Dialer included
  • Higher volume across the board

Scale

$559/mo

billed monthly

A2P registration $61 one time, then $10/mo carrier fee

For the agency owner running a downline.

  • AI voice calls7,500 / mo
  • SMS segments18,000 / mo
  • Manual dial calls20,000 / mo
  • Emails20,000 / mo
  • Phone numbers5 AI + 5 manual
  • Everything in Pro
  • Power Dialer included
  • Priority support

Enterprise

20-seat minimum on a 6-month committed term. Dedicated support rep, per-seat pricing set with sales. Monthly or quarterly billing.

Talk to sales
Overage rates

Only if you go past your plan.

Overage is off by default. Turn it on and only usage past your monthly allowance bills, at these published rates.

AI voice, per call$0.040
Manual dial, per call$0.050
SMS, per segment$0.0136
MMS / media, per message$0.0544
Email, per message$0.002†
Extra phone number$1.15 / mo
Inbound SMSFREE
Agency white-label setup$499 once

One-time white-label setup for agencies. Your brand on the platform; each agent still subscribes at their own tier.

*Annual billing is 3 months free — pay for 9, get 12. **Overage rates apply only past your plan's monthly allowance, and are off by default. †Email allowance is included with every tier. SMS is billed per segment: 160 characters, or 67 for messages with emoji or special characters, so a longer message uses multiple segments. AI-generated replies bill at the SMS segment rate; MMS and media messages bill per message.

Compare

See how Closelio stacks up

Swipe sideways for the full table

FeatureCloselioGoHighLevelRingyAgent CRMClose.comVanillaSoftPhoneBurnerConvosoFive9
AI voice
Outbound AI calls from CSV uploadPartial
Real-time objection handling on the call––––
Live transfer to your phonePartial
AI books the appointment on the call
Insurance script library (8 SMS · 5 voice)PartialPartial
Upload your own script (PDF to call flow)SoonPartial––
Quiet-hours calling windows––PartialPartial
AI SMS
Multi-touch AI SMS sequences with objection handlingPartialPartialPartial
AI answers replies automatically, day or nightPartialPartial
Smart inbox with one-click human takeoverPartialPartial
Automated follow-up and re-engagementPartialPartial
STOP and opt-out honored instantlyPartial–
Power dialer
Hands-free power dialer
Pre-dial compliance checks (DNC, quiet hours)Partial–––Partial
Dialer and AI voice in one platformPartial
Multi-line parallel dialing (up to 15 at once)–––––
Automatic number health rotation––––––Partial–
CRM and pipeline
Built for life insurance salesPartialPartial
Built-in lead pipeline, dispositions & segmentsPartialPartial
CSV import with custom fieldsPartial
Calendar booking with Google Calendar sync
Campaign analytics dashboard–
Compliance
Done-for-you A2P 10DLC registrationPartial
TCPA consent capture & audit logPartialPartialPartial
Opt-outs and your DNC list honored automatically––––––––
Cross-campaign DNC suppressionPartialPartialPartial
Automatic opt-out handlingPartialPartial
SHAKEN/STIR attested numbersPartialPartialPartial
Carrier registration monitoringPartialPartialPartialPartialPartialPartialPartialPartial
Pricing
Starting priceFrom $149/mo*$97-497/mo$119/mo$97/mo$19-149/userCustom$140-215/userQuote only$119-159/seat
AI voice calls included1,700-7,500/mo$0.06+/minNo AI voiceAdd-on $297+/moNot publishedNo AI voiceNo AI voiceQuote onlyQuote only
SMS segments included5,000-18,000/mo**$0.0075$0.01$0.018+Twilio ratesNot publishedIncl. 1k/mo‡Quote onlyNot published
Manual dial calls included500-20,000/mo**$0.017/min$0.01/min$0.032/minTwilio ratesNot publishedFlat-rate incl.Quote onlyIncl. 3k min/seat
Power Dialer (Multi-Line Power Dialer)Included Pro+–––––Incl. $140+/userQuote onlyQuote only
Phone numbers included5-100 ($1.15/mo ea)0 ($1/mo ea)Not published0 ($1/line/mo)Not published1 (Premium)Not publishedNot published
Contract requiredNoneNoneNoneNoneNoneNot publishedNoneAnnual50-seat min
Setup feeNone (A2P $61 at cost)NoneNoneNoneNoneIncl. in bundleNoneNot publishedNot published

Closelio

AI voice

Outbound AI calls from CSV upload
Real-time objection handling on the call
Live transfer to your phone
AI books the appointment on the call
Insurance script library (8 SMS · 5 voice)
Upload your own script (PDF to call flow)Soon
Quiet-hours calling windows

AI SMS

Multi-touch AI SMS sequences with objection handling
AI answers replies automatically, day or night
Smart inbox with one-click human takeover
Automated follow-up and re-engagement
STOP and opt-out honored instantly

Power dialer

Hands-free power dialer
Pre-dial compliance checks (DNC, quiet hours)
Dialer and AI voice in one platform
Multi-line parallel dialing (up to 15 at once)
Automatic number health rotation

CRM and pipeline

Built for life insurance sales
Built-in lead pipeline, dispositions & segments
CSV import with custom fields
Calendar booking with Google Calendar sync
Campaign analytics dashboard

Compliance

Done-for-you A2P 10DLC registration
TCPA consent capture & audit log
Opt-outs and your DNC list honored automatically
Cross-campaign DNC suppression
Automatic opt-out handling
SHAKEN/STIR attested numbers
Carrier registration monitoring

Pricing

Starting priceFrom $149/mo*
AI voice calls included1,700-7,500/mo
SMS segments included5,000-18,000/mo**
Manual dial calls included500-20,000/mo**
Power Dialer (Multi-Line Power Dialer)Included Pro+
Phone numbers included5-10
Contract requiredNone
Setup feeNone (A2P $61 at cost)

GoHighLevel

AI voice

Outbound AI calls from CSV uploadPartial
Real-time objection handling on the call–
Live transfer to your phone
AI books the appointment on the call
Insurance script library (8 SMS · 5 voice)
Upload your own script (PDF to call flow)
Quiet-hours calling windows

AI SMS

Multi-touch AI SMS sequences with objection handlingPartial
AI answers replies automatically, day or night
Smart inbox with one-click human takeoverPartial
Automated follow-up and re-engagement
STOP and opt-out honored instantly

Power dialer

Hands-free power dialer
Pre-dial compliance checks (DNC, quiet hours)Partial
Dialer and AI voice in one platformPartial
Multi-line parallel dialing (up to 15 at once)–
Automatic number health rotation–

CRM and pipeline

Built for life insurance sales
Built-in lead pipeline, dispositions & segments
CSV import with custom fields
Calendar booking with Google Calendar sync
Campaign analytics dashboard

Compliance

Done-for-you A2P 10DLC registration
TCPA consent capture & audit log
Opt-outs and your DNC list honored automatically–
Cross-campaign DNC suppressionPartial
Automatic opt-out handling
SHAKEN/STIR attested numbersPartial
Carrier registration monitoringPartial

Pricing

Starting price$97-497/mo
AI voice calls included$0.06+/min
SMS segments included$0.0075
Manual dial calls included$0.017/min
Power Dialer (Multi-Line Power Dialer)–
Phone numbers included0 ($1.15/mo ea)
Contract requiredNone
Setup feeNone

Ringy

AI voice

Outbound AI calls from CSV upload
Real-time objection handling on the call
Live transfer to your phonePartial
AI books the appointment on the call
Insurance script library (8 SMS · 5 voice)Partial
Upload your own script (PDF to call flow)
Quiet-hours calling windows–

AI SMS

Multi-touch AI SMS sequences with objection handlingPartial
AI answers replies automatically, day or nightPartial
Smart inbox with one-click human takeover
Automated follow-up and re-engagement
STOP and opt-out honored instantly

Power dialer

Hands-free power dialer
Pre-dial compliance checks (DNC, quiet hours)–
Dialer and AI voice in one platform
Multi-line parallel dialing (up to 15 at once)–
Automatic number health rotation–

CRM and pipeline

Built for life insurance salesPartial
Built-in lead pipeline, dispositions & segments
CSV import with custom fields
Calendar booking with Google Calendar sync
Campaign analytics dashboard

Compliance

Done-for-you A2P 10DLC registrationPartial
TCPA consent capture & audit log
Opt-outs and your DNC list honored automatically–
Cross-campaign DNC suppressionPartial
Automatic opt-out handling
SHAKEN/STIR attested numbersPartial
Carrier registration monitoringPartial

Pricing

Starting price$119/mo
AI voice calls includedNo AI voice
SMS segments included$0.01
Manual dial calls included$0.01/min
Power Dialer (Multi-Line Power Dialer)–
Phone numbers included0 ($1/mo ea)
Contract requiredNone
Setup feeNone

Agent CRM

AI voice

Outbound AI calls from CSV upload
Real-time objection handling on the call–
Live transfer to your phone
AI books the appointment on the call
Insurance script library (8 SMS · 5 voice)Partial
Upload your own script (PDF to call flow)Partial
Quiet-hours calling windows–

AI SMS

Multi-touch AI SMS sequences with objection handlingPartial
AI answers replies automatically, day or night
Smart inbox with one-click human takeoverPartial
Automated follow-up and re-engagement
STOP and opt-out honored instantly

Power dialer

Hands-free power dialer
Pre-dial compliance checks (DNC, quiet hours)–
Dialer and AI voice in one platform
Multi-line parallel dialing (up to 15 at once)–
Automatic number health rotation–

CRM and pipeline

Built for life insurance salesPartial
Built-in lead pipeline, dispositions & segments
CSV import with custom fields
Calendar booking with Google Calendar sync
Campaign analytics dashboard–

Compliance

Done-for-you A2P 10DLC registration
TCPA consent capture & audit log
Opt-outs and your DNC list honored automatically–
Cross-campaign DNC suppressionPartial
Automatic opt-out handling
SHAKEN/STIR attested numbersPartial
Carrier registration monitoringPartial

Pricing

Starting price$97/mo
AI voice calls includedAdd-on $297+/mo
SMS segments included$0.018+
Manual dial calls included$0.032/min
Power Dialer (Multi-Line Power Dialer)–
Phone numbers includedNot published
Contract requiredNone
Setup feeNone

Close.com

AI voice

Outbound AI calls from CSV upload
Real-time objection handling on the call
Live transfer to your phone
AI books the appointment on the call
Insurance script library (8 SMS · 5 voice)
Upload your own script (PDF to call flow)
Quiet-hours calling windowsPartial

AI SMS

Multi-touch AI SMS sequences with objection handling
AI answers replies automatically, day or night
Smart inbox with one-click human takeover
Automated follow-up and re-engagement
STOP and opt-out honored instantly

Power dialer

Hands-free power dialer
Pre-dial compliance checks (DNC, quiet hours)–
Dialer and AI voice in one platform
Multi-line parallel dialing (up to 15 at once)–
Automatic number health rotation–

CRM and pipeline

Built for life insurance sales
Built-in lead pipeline, dispositions & segments
CSV import with custom fields
Calendar booking with Google Calendar sync
Campaign analytics dashboard

Compliance

Done-for-you A2P 10DLC registration
TCPA consent capture & audit log
Opt-outs and your DNC list honored automatically–
Cross-campaign DNC suppression
Automatic opt-out handling
SHAKEN/STIR attested numbers
Carrier registration monitoringPartial

Pricing

Starting price$19-149/user
AI voice calls includedNot published
SMS segments includedTwilio rates
Manual dial calls includedTwilio rates
Power Dialer (Multi-Line Power Dialer)–
Phone numbers included0 ($1/line/mo)
Contract requiredNone
Setup feeNone

VanillaSoft

AI voice

Outbound AI calls from CSV upload
Real-time objection handling on the call
Live transfer to your phone
AI books the appointment on the call
Insurance script library (8 SMS · 5 voice)
Upload your own script (PDF to call flow)
Quiet-hours calling windows

AI SMS

Multi-touch AI SMS sequences with objection handling
AI answers replies automatically, day or night
Smart inbox with one-click human takeover
Automated follow-up and re-engagement
STOP and opt-out honored instantlyPartial

Power dialer

Hands-free power dialer
Pre-dial compliance checks (DNC, quiet hours)Partial
Dialer and AI voice in one platform
Multi-line parallel dialing (up to 15 at once)–
Automatic number health rotation–

CRM and pipeline

Built for life insurance sales
Built-in lead pipeline, dispositions & segmentsPartial
CSV import with custom fields
Calendar booking with Google Calendar sync
Campaign analytics dashboard

Compliance

Done-for-you A2P 10DLC registration
TCPA consent capture & audit logPartial
Opt-outs and your DNC list honored automatically–
Cross-campaign DNC suppression
Automatic opt-out handlingPartial
SHAKEN/STIR attested numbers
Carrier registration monitoringPartial

Pricing

Starting priceCustom
AI voice calls includedNo AI voice
SMS segments includedNot published
Manual dial calls includedNot published
Power Dialer (Multi-Line Power Dialer)–
Phone numbers includedNot published
Contract requiredNot published
Setup feeIncl. in bundle

PhoneBurner

AI voice

Outbound AI calls from CSV upload
Real-time objection handling on the call
Live transfer to your phone
AI books the appointment on the call
Insurance script library (8 SMS · 5 voice)
Upload your own script (PDF to call flow)
Quiet-hours calling windows

AI SMS

Multi-touch AI SMS sequences with objection handling
AI answers replies automatically, day or night
Smart inbox with one-click human takeover
Automated follow-up and re-engagementPartial
STOP and opt-out honored instantly

Power dialer

Hands-free power dialer
Pre-dial compliance checks (DNC, quiet hours)
Dialer and AI voice in one platform
Multi-line parallel dialing (up to 15 at once)
Automatic number health rotation–

CRM and pipeline

Built for life insurance sales
Built-in lead pipeline, dispositions & segments
CSV import with custom fields
Calendar booking with Google Calendar sync
Campaign analytics dashboard

Compliance

Done-for-you A2P 10DLC registration
TCPA consent capture & audit logPartial
Opt-outs and your DNC list honored automatically–
Cross-campaign DNC suppression
Automatic opt-out handling
SHAKEN/STIR attested numbers
Carrier registration monitoringPartial

Pricing

Starting price$140-215/user
AI voice calls includedNo AI voice
SMS segments includedIncl. 1k/mo‡
Manual dial calls includedFlat-rate incl.
Power Dialer (Multi-Line Power Dialer)Incl. $140+/user
Phone numbers included1 (Premium)
Contract requiredNone
Setup feeNone

Convoso

AI voice

Outbound AI calls from CSV upload
Real-time objection handling on the call–
Live transfer to your phone
AI books the appointment on the call
Insurance script library (8 SMS · 5 voice)
Upload your own script (PDF to call flow)–
Quiet-hours calling windowsPartial

AI SMS

Multi-touch AI SMS sequences with objection handling
AI answers replies automatically, day or nightPartial
Smart inbox with one-click human takeover
Automated follow-up and re-engagement
STOP and opt-out honored instantly–

Power dialer

Hands-free power dialer
Pre-dial compliance checks (DNC, quiet hours)
Dialer and AI voice in one platform
Multi-line parallel dialing (up to 15 at once)
Automatic number health rotationPartial

CRM and pipeline

Built for life insurance sales
Built-in lead pipeline, dispositions & segmentsPartial
CSV import with custom fieldsPartial
Calendar booking with Google Calendar sync
Campaign analytics dashboard

Compliance

Done-for-you A2P 10DLC registration
TCPA consent capture & audit log
Opt-outs and your DNC list honored automatically–
Cross-campaign DNC suppression
Automatic opt-out handlingPartial
SHAKEN/STIR attested numbers
Carrier registration monitoringPartial

Pricing

Starting priceQuote only
AI voice calls includedQuote only
SMS segments includedQuote only
Manual dial calls includedQuote only
Power Dialer (Multi-Line Power Dialer)Quote only
Phone numbers includedNot published
Contract requiredAnnual
Setup feeNot published

Five9

AI voice

Outbound AI calls from CSV upload
Real-time objection handling on the call–
Live transfer to your phone
AI books the appointment on the call
Insurance script library (8 SMS · 5 voice)
Upload your own script (PDF to call flow)–
Quiet-hours calling windows

AI SMS

Multi-touch AI SMS sequences with objection handling
AI answers replies automatically, day or night
Smart inbox with one-click human takeover
Automated follow-up and re-engagementPartial
STOP and opt-out honored instantly

Power dialer

Hands-free power dialer
Pre-dial compliance checks (DNC, quiet hours)
Dialer and AI voice in one platform
Multi-line parallel dialing (up to 15 at once)
Automatic number health rotation–

CRM and pipeline

Built for life insurance sales
Built-in lead pipeline, dispositions & segments
CSV import with custom fields
Calendar booking with Google Calendar sync
Campaign analytics dashboard

Compliance

Done-for-you A2P 10DLC registration
TCPA consent capture & audit logPartial
Opt-outs and your DNC list honored automatically–
Cross-campaign DNC suppression
Automatic opt-out handling
SHAKEN/STIR attested numbers
Carrier registration monitoringPartial

Pricing

Starting price$119-159/seat
AI voice calls includedQuote only
SMS segments includedNot published
Manual dial calls includedIncl. 3k min/seat
Power Dialer (Multi-Line Power Dialer)Quote only
Phone numbers includedNot published
Contract required50-seat min
Setup feeNot published

‡PhoneBurner includes 1,000 SMS/mo on its Premium plans. Competitor pricing and features are drawn from each provider's public pricing pages as of July 2026 and may change.

*Annual billing is 3 months free — pay for 9, get 12. **Overage rates apply only past your plan's monthly allowance, and are off by default. †Email allowance is included with every tier. SMS is billed per segment: 160 characters, or 67 for messages with emoji or special characters, so a longer message uses multiple segments. AI-generated replies bill at the SMS segment rate; MMS and media messages bill per message. Rates as published 2026-07; verify with each vendor.

FAQ

Common questions.

No. Upload your leads, pick your insurance type, and the AI handles the rest. SMS and voice campaigns unlock once your A2P registration is approved.

The AI detects interest and books a callback. You get an instant SMS alert and can take over the conversation anytime.

Three tiers — Starter $149, Pro $369, Scale $559/mo. Each bundles a monthly allowance of AI voice calls, SMS segments, manual dials, emails and phone numbers. Inbound texts are always free. Go past an allowance and overage bills at published per-unit rates — off by default, so nothing bills over your plan unless you turn it on.

The Multi-Line Power Dialer is included on Pro and Scale with up to 15 lines, at no extra charge. On Starter it is an optional add-on: 5 lines $80/mo, 10 lines $120/mo or 15 lines $150/mo.

Yes — a one-time $499 white-label setup puts your brand on the platform. Your agents still subscribe individually at their own tier. For 20+ seats, Enterprise adds a dedicated support rep on a committed term — talk to sales.

No contracts on the self-serve tiers. Cancel anytime. Enterprise runs on a committed term.

What usage looks like

Example usage · one monthPro plan

Pro plan

flat monthly

$369.00

AI voice calls

3,900 of 4,200 · included

$0.00

SMS segments

11,400 sent · 10,000 included

$0.00

SMS overage

1,400 over · $0.0136 each

$19.04

Inbound texts

always free

$0.00

A2P carrier fee

monthly, passed through at cost

$10.00

Total this month$398.04

A busy Pro month. The plan price is flat; usage inside the allowance is included, and only true overage bills — at the published rate, and only if you turn overage on.

Enterprise

20+ seats, built with sales.

20-seat minimum on a 6-month committed term. Dedicated support rep, per-seat pricing set with sales. Monthly or quarterly billing.

Founding cohort now onboarding

Ready to stop dialing and start closing?

The AI works your leads; your closer shows up to booked appointments. From $149/mo across three plans, no contracts. Founding agents get onboarding done with them and a direct line to the founders.