Three plans. Real ROI.
From $149/mo, each tier bundles a monthly allowance of AI calls, SMS, manual dials, emails and numbers. Drag the dot on the chart below to see what you'd pay and how much new premium you could write.
Three plans. No contracts.
Each tier bundles a monthly allowance of AI calls, SMS, manual dials, emails and phone numbers. Go past it and overage bills at published rates — off by default. No per-seat charges, no setup fees.
Monthly or annual · annual is 3 months free
Agent
or $1,341/yr — 3 months free
For the solo producer running their own book.
- AI voice calls1,700 / mo
- SMS segments5,000 / mo
- Manual dial calls500 / mo
- Emails5,000 / mo
- Phone numbers3 AI + 2 manual
- Full AI voice + SMS
- CRM, pipeline & compliance
- Manual dialer
Producer
Most popularor $3,321/yr — 3 months free
For the full-time closer dialing every day.
- AI voice calls4,200 / mo
- SMS segments10,000 / mo
- Manual dial calls10,000 / mo
- Emails10,000 / mo
- Phone numbers5 AI + 5 manual
- Everything in Agent
- Power Dialer included
- Higher volume across the board
Agency
or $5,031/yr — 3 months free
For the agency owner running a downline.
- AI voice calls7,500 / mo
- SMS segments18,000 / mo
- Manual dial calls20,000 / mo
- Emails20,000 / mo
- Phone numbers5 AI + 5 manual
- Everything in Producer
- Power Dialer included
- Priority support
Enterprise
20-seat minimum on a 6-month committed term. Dedicated support rep, per-seat pricing set with sales. Monthly or quarterly billing.
The math
Your plan price is flat. Your commission isn't.
≈ $4 per booked appointment on the Producer plan, typically 60 to 80% less than a human setter. Drag the dot anywhere: left and right for volume, up and down for the commission you want to model. The gold line is the expected case.
Final-expense benchmarks; actuals vary by list quality, premium tier, and carrier mix. AI voice runs about $0.08/min of talk time inside your plan allowance.
Only if you go past your plan.
Overage is off by default. Turn it on and only usage past your monthly allowance bills, at these published rates.
One-time white-label setup for agencies. Your brand on the platform; each agent still subscribes at their own tier.
*Annual billing is 3 months free — pay for 9, get 12. **Overage rates apply only past your plan's monthly allowance, and are off by default. †Email allowance is included with every tier. SMS is billed per segment: 160 characters, or 67 for messages with emoji or special characters, so a longer message uses multiple segments. AI-generated replies bill at the SMS segment rate; MMS and media messages bill per message.
See how Closelio stacks up
Swipe sideways for the full table
| Feature | Closelio | GoHighLevel | Ringy | Agent CRM | Close.com | VanillaSoft | PhoneBurner | Convoso | Five9 |
|---|---|---|---|---|---|---|---|---|---|
| AI voice | |||||||||
| Outbound AI calls from CSV upload | Partial | ||||||||
| Real-time objection handling on the call | – | – | – | – | |||||
| Live transfer to your phone | Partial | ||||||||
| AI books the appointment on the call | |||||||||
| Insurance script library (8 SMS · 5 voice) | Partial | Partial | |||||||
| Upload your own script (PDF to call flow) | Soon | Partial | – | – | |||||
| Quiet-hours calling windows | – | – | Partial | Partial | |||||
| AI SMS | |||||||||
| Multi-touch AI SMS sequences with objection handling | Partial | Partial | Partial | ||||||
| AI answers replies automatically, day or night | Partial | Partial | |||||||
| Smart inbox with one-click human takeover | Partial | Partial | |||||||
| Automated follow-up and re-engagement | Partial | Partial | |||||||
| STOP and opt-out honored instantly | Partial | – | |||||||
| Power dialer | |||||||||
| Hands-free power dialer | |||||||||
| Pre-dial compliance checks (DNC, quiet hours) | Partial | – | – | – | Partial | ||||
| Dialer and AI voice in one platform | Partial | ||||||||
| Multi-line parallel dialing (up to 30 at once) | – | – | – | – | – | ||||
| Automatic number health rotation | – | – | – | – | – | – | Partial | – | |
| CRM and pipeline | |||||||||
| Built for life insurance sales | Partial | Partial | |||||||
| Built-in lead pipeline, dispositions & segments | Partial | Partial | |||||||
| CSV import with custom fields | Partial | ||||||||
| Calendar booking with Google Calendar sync | |||||||||
| Campaign analytics dashboard | – | ||||||||
| Compliance | |||||||||
| Done-for-you A2P 10DLC registration | Partial | ||||||||
| TCPA consent capture & audit log | Partial | Partial | Partial | ||||||
| Federal and state DNC scrubbing | – | – | – | – | Partial | Partial | |||
| Cross-campaign DNC suppression | Partial | Partial | Partial | ||||||
| Automatic opt-out handling | Partial | Partial | |||||||
| SHAKEN/STIR attested numbers | Partial | Partial | Partial | ||||||
| Carrier registration monitoring & renewal | Partial | Partial | Partial | Partial | Partial | Partial | Partial | Partial | |
| Pricing | |||||||||
| Starting price | From $149/mo* | $97-497/mo | $119/mo | $97/mo | $19-149/user | Custom | $140-215/user | Quote only | $119-159/seat |
| AI voice calls included | 1,700-7,500/mo | $0.06+/min | No AI voice | Add-on $297+/mo | Not published | No AI voice | No AI voice | Quote only | Quote only |
| SMS segments included | 5,000-18,000/mo** | $0.0075 | $0.01 | $0.018+ | Twilio rates | Not published | Incl. 1k/mo‡ | Quote only | Not published |
| Manual dial calls included | 500-20,000/mo** | $0.017/min | $0.01/min | $0.032/min | Twilio rates | Not published | Flat-rate incl. | Quote only | Incl. 3k min/seat |
| Power Dialer (Multi-Line Power Dialer) | Included Producer+ | – | – | – | – | – | Incl. $140+/user | Quote only | Quote only |
| Phone numbers included | 5-10 | 0 ($1.15/mo ea) | 0 ($1/mo ea) | Not published | 0 ($1/line/mo) | Not published | 1 (Premium) | Not published | Not published |
| Contract required | None | None | None | None | None | Not published | None | Annual | 50-seat min |
| Setup fee | None | None | None | None | None | Incl. in bundle | None | Not published | Not published |
Closelio
AI voice
AI SMS
Power dialer
CRM and pipeline
Compliance
Pricing
GoHighLevel
AI voice
AI SMS
Power dialer
CRM and pipeline
Compliance
Pricing
Ringy
AI voice
AI SMS
Power dialer
CRM and pipeline
Compliance
Pricing
Agent CRM
AI voice
AI SMS
Power dialer
CRM and pipeline
Compliance
Pricing
Close.com
AI voice
AI SMS
Power dialer
CRM and pipeline
Compliance
Pricing
VanillaSoft
AI voice
AI SMS
Power dialer
CRM and pipeline
Compliance
Pricing
PhoneBurner
AI voice
AI SMS
Power dialer
CRM and pipeline
Compliance
Pricing
Convoso
AI voice
AI SMS
Power dialer
CRM and pipeline
Compliance
Pricing
Five9
AI voice
AI SMS
Power dialer
CRM and pipeline
Compliance
Pricing
‡PhoneBurner includes 1,000 SMS/mo on its Premium plans. Competitor pricing and features are drawn from each provider's public pricing pages as of July 2026 and may change.
*Annual billing is 3 months free — pay for 9, get 12. **Overage rates apply only past your plan's monthly allowance, and are off by default. †Email allowance is included with every tier. SMS is billed per segment: 160 characters, or 67 for messages with emoji or special characters, so a longer message uses multiple segments. AI-generated replies bill at the SMS segment rate; MMS and media messages bill per message. Rates as published 2026-07; verify with each vendor.
One agent's day, two ways.
- Manual dialing all day
- 50 leads contacted per day max
- 8 to 12 hours spent dialing
- Agent handles every objection live
- Follow-ups manually tracked
- $3,000 to $5,000/month in dialer + setter costs
- AI texts and calls automatically
- 500+ leads contacted per day
- 0 hours spent dialing
- AI handles objections, books the call
- Automated follow-up sequences
- From $149/mo — three tiers, allowances included
Common questions.
No. Upload your leads, pick your insurance type, and the AI handles the rest. Setup takes under 10 minutes.
The AI detects interest and books a callback. You get an instant SMS alert and can take over the conversation anytime.
Three tiers — Agent $149, Producer $369, Agency $559/mo. Each bundles a monthly allowance of AI voice calls, SMS segments, manual dials, emails and phone numbers. Inbound texts are always free. Go past an allowance and overage bills at published per-unit rates — off by default, so nothing bills over your plan unless you turn it on.
Yes. Annual is 3 months free — pay for 9, get 12: $1,341 / $3,321 / $5,031 billed up front, locking your price for 12 months. The plan and its allowances are identical to monthly.
The Multi-Line Power Dialer is included on Producer and Agency — 10 local lines, up to 30 simultaneous dials, automatic number health rotation. It is not a separate add-on on those plans.
Yes — a one-time $499 white-label setup puts your brand on the platform. Your agents still subscribe individually at their own tier. For 20+ seats, Enterprise adds a dedicated support rep on a committed term — talk to sales.
No contracts on the self-serve tiers. Cancel anytime. Enterprise runs on a committed term.
What usage looks like
Producer plan
flat monthly
$369.00
AI voice calls
3,900 of 4,200 · included
$0.00
SMS segments
11,400 sent · 10,000 included
$0.00
SMS overage
1,400 over · $0.0136 each
$19.04
Inbound texts
always free
$0.00
A busy Producer month. The plan price is flat; usage inside the allowance is included, and only true overage bills — at the published rate, and only if you turn overage on.
20+ seats, built with sales.
20-seat minimum on a 6-month committed term. Dedicated support rep, per-seat pricing set with sales. Monthly or quarterly billing.
Founding cohort now onboarding
Ready to stop dialing and start closing?
The leads call themselves; your closer just shows up. Launch a campaign in under 10 minutes. from $149/mo across three plans, no setup fee, no contracts. Founding agents get onboarding done with them and a direct line to the founders.