Pricing
One flat fee. Real ROI.
$150/mo platform fee plus carrier-pass-through voice and SMS rates. Drag the dot on the chart below to see what you'd pay and how much new premium you could write.
Pricing
One plan, no contracts
One platform fee plus carrier-pass-through usage. No contracts, no setup fees, no surprise overage charges.
Closelio Pro
$150/mo platform fee
+ usage at carrier rates: $0.07/voice min · $0.008/SMS · $0.015/dialer min
- AI voice campaigns
- AI SMS campaigns
- AI objection handling
- Live transfer to your phone
- Manual dialer
- Smart inbox, take over anytime
- Lead pipeline & CRM
- Smart lists & segments
- CSV import + custom fields
- 8 SMS + 5 voice vertical scripts
- 5 phone numbers included
- Done-for-you A2P 10DLC
- TCPA consent capture
- Cross-campaign DNC suppression
- Auto opt-out handling
- Quiet-hours calling windows
- SHAKEN/STIR attested numbers
- Google Calendar booking
- Campaign analytics dashboard
- Unlimited campaigns
The math
Your cost stays flat. Your commission doesn't.
20 bookings/wk$280 cost · $3,653 commission · $3,374 net
≈ $3 per booked appointment, typically 60 to 80% less than a human setter. Drag the dot anywhere: left and right for volume, up and down for the commission you want to model. The gold line is the expected case.
Final-expense benchmarks; actuals vary by list quality, premium tier, and carrier mix.
Compare
See how Closelio stacks up
Swipe sideways for the full table
| Feature | Closelio | GoHighLevel | Ringy | Agent CRM | Close.com | VanillaSoft | PhoneBurner | Convoso | Five9 |
|---|---|---|---|---|---|---|---|---|---|
| AI voice | |||||||||
| Outbound AI calls from CSV upload | Partial | ||||||||
| Real-time objection handling on the call | – | – | – | – | |||||
| Live transfer to your phone | Partial | ||||||||
| AI books the appointment on the call | |||||||||
| Insurance script library (8 SMS · 5 voice) | Partial | Partial | |||||||
| Upload your own script (PDF to call flow) | Soon | Partial | – | – | |||||
| Quiet-hours calling windows | – | – | Partial | Partial | |||||
| AI SMS | |||||||||
| Multi-touch AI SMS sequences with objection handling | Partial | Partial | Partial | ||||||
| AI answers replies automatically, day or night | Partial | Partial | |||||||
| Smart inbox with one-click human takeover | Partial | Partial | |||||||
| Automated follow-up and re-engagement | Partial | Partial | |||||||
| STOP and opt-out honored instantly | Partial | – | |||||||
| Power dialer | |||||||||
| Hands-free power dialer | |||||||||
| Pre-dial compliance checks (DNC, quiet hours) | Partial | – | – | – | Partial | ||||
| Dialer and AI voice in one platform | Partial | ||||||||
| Multi-line parallel dialing (up to 30 at once) | – | – | – | – | – | ||||
| Automatic number health rotation | – | – | – | – | – | – | Partial | – | |
| CRM and pipeline | |||||||||
| Built for life insurance sales | Partial | Partial | |||||||
| Built-in lead pipeline, dispositions & segments | Partial | Partial | |||||||
| CSV import with custom fields | Partial | ||||||||
| Calendar booking with Google Calendar sync | |||||||||
| Campaign analytics dashboard | – | ||||||||
| Compliance | |||||||||
| Done-for-you A2P 10DLC registration | Partial | ||||||||
| TCPA consent capture & audit log | Partial | Partial | Partial | ||||||
| Federal and state DNC scrubbing | – | – | – | – | Partial | Partial | |||
| Cross-campaign DNC suppression | Partial | Partial | Partial | ||||||
| Automatic opt-out handling | Partial | Partial | |||||||
| SHAKEN/STIR attested numbers | Partial | Partial | Partial | ||||||
| Carrier registration monitoring & renewal | Partial | Partial | Partial | Partial | Partial | Partial | Partial | Partial | |
| Pricing | |||||||||
| Platform fee | $150/mo | $97-497/mo | $119/mo | $97/mo | $19-149/user | Custom | $140-215/user | Quote only | $119-159/seat |
| AI voice, per minute | $0.07 | $0.06+ | No AI voice | Add-on $297+/mo | Not published | No AI voice | No AI voice | Quote only | Quote only |
| SMS, per segment | $0.008 | $0.0075 | $0.01 | $0.018+ | Twilio rates | Not published | Incl. 1k/mo* | Quote only | Not published |
| Power dialer, per minute | $0.015 | $0.017 | $0.01 | $0.032 | Twilio rates | Not published | Unlimited incl. | Quote only | Incl. 3k min/seat |
| Unlimited dialer add-on (10 lines, auto rotation) | $120/mo | – | – | – | – | – | Incl. $140+/user | Quote only | Quote only |
| Phone numbers included | 5 | 0 ($1.15/mo ea) | 0 ($1/mo ea) | Not published | 0 ($1/line/mo) | Not published | 1 (Premium) | Not published | Not published |
| Contract required | None | None | None | None | None | Not published | None | Annual | 50-seat min |
| Setup fee | None | None | None | None | None | Incl. in bundle | None | Not published | Not published |
Closelio
AI voice
Outbound AI calls from CSV upload
Real-time objection handling on the call
Live transfer to your phone
AI books the appointment on the call
Insurance script library (8 SMS · 5 voice)
Upload your own script (PDF to call flow)Soon
Quiet-hours calling windows
AI SMS
Multi-touch AI SMS sequences with objection handling
AI answers replies automatically, day or night
Smart inbox with one-click human takeover
Automated follow-up and re-engagement
STOP and opt-out honored instantly
Power dialer
Hands-free power dialer
Pre-dial compliance checks (DNC, quiet hours)
Dialer and AI voice in one platform
Multi-line parallel dialing (up to 30 at once)
Automatic number health rotation
CRM and pipeline
Built for life insurance sales
Built-in lead pipeline, dispositions & segments
CSV import with custom fields
Calendar booking with Google Calendar sync
Campaign analytics dashboard
Compliance
Done-for-you A2P 10DLC registration
TCPA consent capture & audit log
Federal and state DNC scrubbing
Cross-campaign DNC suppression
Automatic opt-out handling
SHAKEN/STIR attested numbers
Carrier registration monitoring & renewal
Pricing
Platform fee$150/mo
AI voice, per minute$0.07
SMS, per segment$0.008
Power dialer, per minute$0.015
Unlimited dialer add-on (10 lines, auto rotation)$120/mo
Phone numbers included5
Contract requiredNone
Setup feeNone
GoHighLevel
AI voice
Outbound AI calls from CSV uploadPartial
Real-time objection handling on the call–
Live transfer to your phone
AI books the appointment on the call
Insurance script library (8 SMS · 5 voice)
Upload your own script (PDF to call flow)
Quiet-hours calling windows
AI SMS
Multi-touch AI SMS sequences with objection handlingPartial
AI answers replies automatically, day or night
Smart inbox with one-click human takeoverPartial
Automated follow-up and re-engagement
STOP and opt-out honored instantly
Power dialer
Hands-free power dialer
Pre-dial compliance checks (DNC, quiet hours)Partial
Dialer and AI voice in one platformPartial
Multi-line parallel dialing (up to 30 at once)–
Automatic number health rotation–
CRM and pipeline
Built for life insurance sales
Built-in lead pipeline, dispositions & segments
CSV import with custom fields
Calendar booking with Google Calendar sync
Campaign analytics dashboard
Compliance
Done-for-you A2P 10DLC registration
TCPA consent capture & audit log
Federal and state DNC scrubbing–
Cross-campaign DNC suppressionPartial
Automatic opt-out handling
SHAKEN/STIR attested numbersPartial
Carrier registration monitoring & renewalPartial
Pricing
Platform fee$97-497/mo
AI voice, per minute$0.06+
SMS, per segment$0.0075
Power dialer, per minute$0.017
Unlimited dialer add-on (10 lines, auto rotation)–
Phone numbers included0 ($1.15/mo ea)
Contract requiredNone
Setup feeNone
Ringy
AI voice
Outbound AI calls from CSV upload
Real-time objection handling on the call
Live transfer to your phonePartial
AI books the appointment on the call
Insurance script library (8 SMS · 5 voice)Partial
Upload your own script (PDF to call flow)
Quiet-hours calling windows–
AI SMS
Multi-touch AI SMS sequences with objection handlingPartial
AI answers replies automatically, day or nightPartial
Smart inbox with one-click human takeover
Automated follow-up and re-engagement
STOP and opt-out honored instantly
Power dialer
Hands-free power dialer
Pre-dial compliance checks (DNC, quiet hours)–
Dialer and AI voice in one platform
Multi-line parallel dialing (up to 30 at once)–
Automatic number health rotation–
CRM and pipeline
Built for life insurance salesPartial
Built-in lead pipeline, dispositions & segments
CSV import with custom fields
Calendar booking with Google Calendar sync
Campaign analytics dashboard
Compliance
Done-for-you A2P 10DLC registrationPartial
TCPA consent capture & audit log
Federal and state DNC scrubbing–
Cross-campaign DNC suppressionPartial
Automatic opt-out handling
SHAKEN/STIR attested numbersPartial
Carrier registration monitoring & renewalPartial
Pricing
Platform fee$119/mo
AI voice, per minuteNo AI voice
SMS, per segment$0.01
Power dialer, per minute$0.01
Unlimited dialer add-on (10 lines, auto rotation)–
Phone numbers included0 ($1/mo ea)
Contract requiredNone
Setup feeNone
Agent CRM
AI voice
Outbound AI calls from CSV upload
Real-time objection handling on the call–
Live transfer to your phone
AI books the appointment on the call
Insurance script library (8 SMS · 5 voice)Partial
Upload your own script (PDF to call flow)Partial
Quiet-hours calling windows–
AI SMS
Multi-touch AI SMS sequences with objection handlingPartial
AI answers replies automatically, day or night
Smart inbox with one-click human takeoverPartial
Automated follow-up and re-engagement
STOP and opt-out honored instantly
Power dialer
Hands-free power dialer
Pre-dial compliance checks (DNC, quiet hours)–
Dialer and AI voice in one platform
Multi-line parallel dialing (up to 30 at once)–
Automatic number health rotation–
CRM and pipeline
Built for life insurance salesPartial
Built-in lead pipeline, dispositions & segments
CSV import with custom fields
Calendar booking with Google Calendar sync
Campaign analytics dashboard–
Compliance
Done-for-you A2P 10DLC registration
TCPA consent capture & audit log
Federal and state DNC scrubbing
Cross-campaign DNC suppressionPartial
Automatic opt-out handling
SHAKEN/STIR attested numbersPartial
Carrier registration monitoring & renewalPartial
Pricing
Platform fee$97/mo
AI voice, per minuteAdd-on $297+/mo
SMS, per segment$0.018+
Power dialer, per minute$0.032
Unlimited dialer add-on (10 lines, auto rotation)–
Phone numbers includedNot published
Contract requiredNone
Setup feeNone
Close.com
AI voice
Outbound AI calls from CSV upload
Real-time objection handling on the call
Live transfer to your phone
AI books the appointment on the call
Insurance script library (8 SMS · 5 voice)
Upload your own script (PDF to call flow)
Quiet-hours calling windowsPartial
AI SMS
Multi-touch AI SMS sequences with objection handling
AI answers replies automatically, day or night
Smart inbox with one-click human takeover
Automated follow-up and re-engagement
STOP and opt-out honored instantly
Power dialer
Hands-free power dialer
Pre-dial compliance checks (DNC, quiet hours)–
Dialer and AI voice in one platform
Multi-line parallel dialing (up to 30 at once)–
Automatic number health rotation–
CRM and pipeline
Built for life insurance sales
Built-in lead pipeline, dispositions & segments
CSV import with custom fields
Calendar booking with Google Calendar sync
Campaign analytics dashboard
Compliance
Done-for-you A2P 10DLC registration
TCPA consent capture & audit log
Federal and state DNC scrubbing–
Cross-campaign DNC suppression
Automatic opt-out handling
SHAKEN/STIR attested numbers
Carrier registration monitoring & renewalPartial
Pricing
Platform fee$19-149/user
AI voice, per minuteNot published
SMS, per segmentTwilio rates
Power dialer, per minuteTwilio rates
Unlimited dialer add-on (10 lines, auto rotation)–
Phone numbers included0 ($1/line/mo)
Contract requiredNone
Setup feeNone
VanillaSoft
AI voice
Outbound AI calls from CSV upload
Real-time objection handling on the call
Live transfer to your phone
AI books the appointment on the call
Insurance script library (8 SMS · 5 voice)
Upload your own script (PDF to call flow)
Quiet-hours calling windows
AI SMS
Multi-touch AI SMS sequences with objection handling
AI answers replies automatically, day or night
Smart inbox with one-click human takeover
Automated follow-up and re-engagement
STOP and opt-out honored instantlyPartial
Power dialer
Hands-free power dialer
Pre-dial compliance checks (DNC, quiet hours)Partial
Dialer and AI voice in one platform
Multi-line parallel dialing (up to 30 at once)–
Automatic number health rotation–
CRM and pipeline
Built for life insurance sales
Built-in lead pipeline, dispositions & segmentsPartial
CSV import with custom fields
Calendar booking with Google Calendar sync
Campaign analytics dashboard
Compliance
Done-for-you A2P 10DLC registration
TCPA consent capture & audit logPartial
Federal and state DNC scrubbing–
Cross-campaign DNC suppression
Automatic opt-out handlingPartial
SHAKEN/STIR attested numbers
Carrier registration monitoring & renewalPartial
Pricing
Platform feeCustom
AI voice, per minuteNo AI voice
SMS, per segmentNot published
Power dialer, per minuteNot published
Unlimited dialer add-on (10 lines, auto rotation)–
Phone numbers includedNot published
Contract requiredNot published
Setup feeIncl. in bundle
PhoneBurner
AI voice
Outbound AI calls from CSV upload
Real-time objection handling on the call
Live transfer to your phone
AI books the appointment on the call
Insurance script library (8 SMS · 5 voice)
Upload your own script (PDF to call flow)
Quiet-hours calling windows
AI SMS
Multi-touch AI SMS sequences with objection handling
AI answers replies automatically, day or night
Smart inbox with one-click human takeover
Automated follow-up and re-engagementPartial
STOP and opt-out honored instantly
Power dialer
Hands-free power dialer
Pre-dial compliance checks (DNC, quiet hours)
Dialer and AI voice in one platform
Multi-line parallel dialing (up to 30 at once)
Automatic number health rotation–
CRM and pipeline
Built for life insurance sales
Built-in lead pipeline, dispositions & segments
CSV import with custom fields
Calendar booking with Google Calendar sync
Campaign analytics dashboard
Compliance
Done-for-you A2P 10DLC registration
TCPA consent capture & audit logPartial
Federal and state DNC scrubbingPartial
Cross-campaign DNC suppression
Automatic opt-out handling
SHAKEN/STIR attested numbers
Carrier registration monitoring & renewalPartial
Pricing
Platform fee$140-215/user
AI voice, per minuteNo AI voice
SMS, per segmentIncl. 1k/mo*
Power dialer, per minuteUnlimited incl.
Unlimited dialer add-on (10 lines, auto rotation)Incl. $140+/user
Phone numbers included1 (Premium)
Contract requiredNone
Setup feeNone
Convoso
AI voice
Outbound AI calls from CSV upload
Real-time objection handling on the call–
Live transfer to your phone
AI books the appointment on the call
Insurance script library (8 SMS · 5 voice)
Upload your own script (PDF to call flow)–
Quiet-hours calling windowsPartial
AI SMS
Multi-touch AI SMS sequences with objection handling
AI answers replies automatically, day or nightPartial
Smart inbox with one-click human takeover
Automated follow-up and re-engagement
STOP and opt-out honored instantly–
Power dialer
Hands-free power dialer
Pre-dial compliance checks (DNC, quiet hours)
Dialer and AI voice in one platform
Multi-line parallel dialing (up to 30 at once)
Automatic number health rotationPartial
CRM and pipeline
Built for life insurance sales
Built-in lead pipeline, dispositions & segmentsPartial
CSV import with custom fieldsPartial
Calendar booking with Google Calendar sync
Campaign analytics dashboard
Compliance
Done-for-you A2P 10DLC registration
TCPA consent capture & audit log
Federal and state DNC scrubbing
Cross-campaign DNC suppression
Automatic opt-out handlingPartial
SHAKEN/STIR attested numbers
Carrier registration monitoring & renewalPartial
Pricing
Platform feeQuote only
AI voice, per minuteQuote only
SMS, per segmentQuote only
Power dialer, per minuteQuote only
Unlimited dialer add-on (10 lines, auto rotation)Quote only
Phone numbers includedNot published
Contract requiredAnnual
Setup feeNot published
Five9
AI voice
Outbound AI calls from CSV upload
Real-time objection handling on the call–
Live transfer to your phone
AI books the appointment on the call
Insurance script library (8 SMS · 5 voice)
Upload your own script (PDF to call flow)–
Quiet-hours calling windows
AI SMS
Multi-touch AI SMS sequences with objection handling
AI answers replies automatically, day or night
Smart inbox with one-click human takeover
Automated follow-up and re-engagementPartial
STOP and opt-out honored instantly
Power dialer
Hands-free power dialer
Pre-dial compliance checks (DNC, quiet hours)
Dialer and AI voice in one platform
Multi-line parallel dialing (up to 30 at once)
Automatic number health rotation–
CRM and pipeline
Built for life insurance sales
Built-in lead pipeline, dispositions & segments
CSV import with custom fields
Calendar booking with Google Calendar sync
Campaign analytics dashboard
Compliance
Done-for-you A2P 10DLC registration
TCPA consent capture & audit logPartial
Federal and state DNC scrubbingPartial
Cross-campaign DNC suppression
Automatic opt-out handling
SHAKEN/STIR attested numbers
Carrier registration monitoring & renewalPartial
Pricing
Platform fee$119-159/seat
AI voice, per minuteQuote only
SMS, per segmentNot published
Power dialer, per minuteIncl. 3k min/seat
Unlimited dialer add-on (10 lines, auto rotation)Quote only
Phone numbers includedNot published
Contract required50-seat min
Setup feeNot published
*PhoneBurner includes 1,000 SMS/mo on its Premium plans. Competitor pricing and features are drawn from each provider's public pricing pages as of July 2026 and may change.
The math
One agent's day, two ways.
Old WayManual
- Manual dialing all day
- 50 leads contacted per day max
- 8 to 12 hours spent dialing
- Agent handles every objection live
- Follow-ups manually tracked
- $3,000 to $5,000/month in dialer + setter costs
CloselioAutomated
- AI texts and calls automatically
- 500+ leads contacted per day
- 0 hours spent dialing
- AI handles objections, books the call
- Automated follow-up sequences
- $150/month + carrier-pass-through usage
FAQ
Common questions.
No. Upload your leads, pick your insurance type, and the AI handles the rest. Setup takes under 10 minutes.
The AI detects interest and books a callback. You get an instant SMS alert and can take over the conversation anytime.
Yes. Upload your PDF script and the AI generates your opening message, follow-ups, and objection handling automatically.
AI voice runs $0.07/min, SMS $0.008/message, and power-dialer calls $0.015/min — flat carrier-pass-through rates on top of the $150/mo platform fee. Inbound texts are free. No per-seat charges, no surprise overages. Heavy dialers can swap the per-minute rate for the flat Power Dialer Pro add-on.
A $120/mo add-on that makes the dialer all-inclusive: 10 local phone lines provisioned in your preferred city, up to 30 simultaneous dials (3 per line), unlimited dialer calls with no per-minute billing, and automatic number health rotation. When a number’s deliverability drops, we replace it for you. Without the add-on, the dialer runs as it does today at $0.015/min.
No contracts. Cancel anytime.
Full platform access for 14 days. No credit card required.
What usage looks like
Usage · JulyCarrier pass-through
Platform fee
flat monthly
$150.00
AI voice
412 min · $0.07/min
$28.84
SMS
1,930 sent · $0.008 each
$15.44
Manual dialer
690 min · $0.015/min
$10.35
Inbound texts
always free
$0.00
Total this month$204.63
A busy solo month. One flat platform fee; voice, SMS, and dialer are billed to the cent at carrier rates. No seats, no overage surprises.
Founding cohort now onboarding
Ready to stop dialing and start closing?
The leads call themselves; your closer just shows up. Launch a campaign in under 10 minutes. $150/mo plus carrier-pass-through usage, no setup fee, no contracts. Founding agents get onboarding done with them and a direct line to the founders.